Types of Housing in the UK

There are various different types of housing in the UK, which you can choose from depending on the area. As you can imagine the types of housing will be dependent on the population and landscape.

The most common types of houses in England are bungalow, cottage, detached, end of terrace, flat, semi-detached and terrace.  Out of these there are four main types which are detached, semi-detached, terraced and flats.

Detached houses are quite popular and often are quite expensive. The house is a single unit with no other property attached to it either side. This offers more privacy. The styles can be Victorian, Tudor or Minimalist but in each category they come in a range of styles including bungalow, cottage and mansion. The main advantage is that there is space around the building that is private to the owner which means you are able to do what you want in terms of an extension or modification subject to local codes, regulations and approval. The disadvantage in terms of ownership is that you would be solely responsible for all repairs and maintenance of the house.

Semi-detached house are a pair of near identical houses that share a wall in between the properties. These tend to appeal to middle-income families and are more expensive than terraced houses but less expensive than detached properties. You still get a high degree of privacy but any plans to do major renovations you have to take the next door property into consideration.

Terraced houses are attached on both sides and are quite common in older parts of the UK, the advantage is that they are cheaper than detached and semi-detached housing. The disadvantage is that there is less privacy and any outside garden tends to be quite small.

Flats are one level properties, you often get buildings that have been converted into flats, high rise apartment buildings and estates. They are typically available to own on a leasehold basis or share of freehold. The big advantage is that as it’s part of a larger building which would be owned by private owners or is a government building you do not have sole responsibility for repairs and maintenance of the building, also they can offer more security. The disadvantage is that as a leaseholder you do not have the right to make structural improvements unless you have consent from the freeholder.